Video Transcript:
Have you ever wondered, there has to be a better place for me to store my money than in the bank with these savings accounts and checking accounts? Because even if I can get two, three, or 4% interest, I'm gonna have to pay taxes on that money. Plus, it doesn't allow me to use that account for more than just storage. What are my other options? Well, on this video, you're gonna learn about the WRA. Not your IRA, not your 401, your WRA. Without further ado, let's get right to it.
All right. Well, your WRA is your wealth reserve account. This is an account that is unlike any other account that you've ever seen or heard of. It's gonna allow you to build wealth, keep more, and leave a legacy. It's a tax-advantaged wealth-building system that uses a specially designed whole life insurance policy to create predictable tax-free income, protect your assets, and build lasting generational wealth. With this account, you can protect, grow, preserve, and transfer. Unlike these other accounts, you're gonna be able to multiply and create velocity with your money. So who's this for? It's for families, parents who wanna protect, provide, and leave a legacy. It's for business owners, entrepreneurs who want tax advantages, cash flow, and continuity. It's for professionals, high earners who want more control, less tax, and greater freedom. It's also for pre-retirees and retirees, those who want predictable tax-free income in retirement, as well as institutions, organizations, and entities seeking long-term solutions.
What are the key benefits?
Tax-free growth because your cash value grows tax-free. Tax-free income because you can access your money through policy loans tax-free.
Question, do I have to pay back my policy loans?
Technically, you don't because it's protected by your death benefit. However, it's wise, especially in your early years, to pay back your policy loans and be a good banker. Pay yourself back so that you can use that over and over and over. But if you have an outstanding policy loan, when you die, your death benefit solves the balance. It takes care of it. What that means is when you borrow against your policy, there is no due date. There's no minimum payment. You're in control of when and how you pay back your policy, and when you do, you're recapturing your own money. You're buil- you're replenishing your policy. But in the meantime, it was growing uninterrupted. This gets me so excited.
Lifetime access. You can access your cash when you need it for any reason.
Legacy planning. You can leave a tax-free death benefit to your loved ones.
And then privacy and control. You maintain control, and you keep your plan private.
So it's a proven strategy. It's been around for over 200 years. This is what the Rockefellers did, and many, many other wealthy millionaires and many successful people that throughout history have used this strategy to protect their wealth, along with other strategies such as trust and advanced tax planning.
You can visit wealthreserveaccount.com to learn more or to schedule for a, or to schedule for an illustration to learn more to see what this would look like for you. So this wealth reserve account is your personal reservoir. This is where you can store capital, access your capital, and multiply capital. Your cash flow fuels your f- your cash flow fuels your future. It gives you protection. It allows you to create velocity, which is recycling the same money and using it over and over at the same time. And of course, that creates growth to build and grow tax efficiently.
There are nine key benefits beyond what we talked about: guaranteed growth, potential dividends, tax advantages, liquidity, uninterrupted compounding, private capital reserves, asset protection, legacy protection, and financial control. So again, if you want to schedule, you can click a link in the description of this video or go to wealthreserveaccount.com to schedule.
Make sure you like, subscribe, and share, and let someone know about this video and this content and this information, so it can help somebody make a better decision on where they're gonna store their money, so they have access and control while it grows tax-free.
No better place to store it except for your wealth reserve account, your WRA.
I'm Sebastien Boyer - The Approved Guy, and my mission is to help individuals, families, and business owners create financial clarity through education on wealth-building strategies, business funding, financial efficiency, and legacy planning. Life Insurance, Health, and Annuities License #E056598 FL, CA, OH, TX, MI, SC, CO, MD, TN, PA, NC, MN, GA, NY, IN, NV, ID, WA, VA, CT, LA, IA, AL, NM, MD, WY, OR, WI, NJ, OK
Disclaimer
For Educational & Informational Purposes Only
This presentation and infographic are provided for educational and informational purposes only and should not be construed as financial, investment, tax, or legal advice. The strategies and concepts discussed, including the use of high cash value whole life insurance policies (referred to as “Wealth Reserve Contracts”), are general in nature and may not be suitable for all individuals.
No Investment or Performance Guarantees
Any comparisons made between whole life insurance and bonds are hypothetical and illustrative only and are not intended to represent actual or future performance.
Dividends from participating whole life insurance policies are not guaranteed and are determined annually by the issuing insurance company.
Bond yields, interest rates, and market values fluctuate based on market conditions.
Past performance does not guarantee future results.
Policy-Specific Variables
Whole life insurance policy performance depends on multiple factors including, but not limited to:
Policy design (base vs paid-up additions)
Premium funding levels and duration
Age, health, and underwriting class
Insurance carrier performance
Policy loan usage and repayment
Access to cash value through loans or withdrawals may:
Reduce the policy’s cash value and death benefit
Incur interest charges
Result in tax consequences if the policy lapses or becomes a Modified Endowment Contract (MEC)
Tax Disclaimer
Any references to tax advantages are based on current U.S. tax laws, which are subject to change.
You should consult with a qualified tax advisor or CPA regarding your specific situation before implementing any strategy.
Not a Securities or Investment Offering
This material is not an offer to buy or sell securities or financial products, including bonds or insurance policies.
Bonds are subject to:
Interest rate risk
Credit/default risk
Market volatility
Whole life insurance is not a direct investment in the stock or bond market, but a contractual insurance product issued by a life insurance company.
Individual Results Will Vary
Financial outcomes vary based on:
Individual discipline
Market conditions
Strategy execution
Product selection
No representation is being made that any individual will achieve the same results.
Professional Guidance Recommended
Before making any financial decision, you should seek guidance from:
A licensed insurance professional
A registered investment advisor (RIA)
A qualified tax professional
A licensed attorney (for estate planning)
Agent Disclosure
This material is presented by a licensed life insurance professional. The agent is not acting as a fiduciary, investment advisor, CPA, or attorney unless otherwise stated in writing.
Final Statement
By viewing this material, you acknowledge that you are responsible for conducting your own due diligence and seeking appropriate professional advice before implementing any financial strategy.This is a Paragraph Font